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Lower your EMI by transferring to a lower interest rate.
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Access additional funds for personal or business needs.
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One simple loan instead of multiple loans to manage.
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No need for a fresh application leverage your existing loan.
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Enter your loan details and basic information to check eligibility.
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We compare top lenders to find you the lowest interest rate and best terms.
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Transfer your loan with ease and start saving on your EMIs right away.
| Name of Lender | Interest Rate (p.a.) | Processing Fees |
|---|---|---|
| State Bank of India | 8.50% | ₹1,250/- |
| HDFC Bank | 8.75% | ₹1,250/- |
| ICICI Bank | 8.75% | ₹1,250/- |
| Bank of Baroda | 8.40% | ₹1,250/- |
| Punjab National Bank | 8.40% | ₹1,250/- |
| Axis Bank | 8.75% | ₹1,250/- |
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Access the lowest interest rates from top banks and NBFCs.
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Get personalized recommendations based on your credit profile.
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Seamless digital process - no complex paperwork.
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Compare multiple offers in one place and make an informed Decision.
Abhay Joshi
Nashik
MinEMI helped me get a top-up on my existing loan at a lower EMI. Now I have extra funds without increasing my monthly burden!
Divya
Bhopal
I used MinEMI to get a loan top-up at a lower EMI. The process was smooth, and my monthly expenses are under control.
What is a Top-Up Loan?
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Can I take a top-up loan on multiple existing loans?
Will a top-up loan affect my credit score?